Frequently Asked Questions

Straightforward answers about commercial real estate insurance, client equity and the EpsilonPRO brokerage model.

Model & Structure

EpsilonPRO is a commercial insurance brokerage built for the commercial and habitational real estate industry and powered by the Unitas Brokerage platform. EpsilonPRO clients receive an equity interest in the brokerage and share in the profits their business helps create.
The insurance brokerage process is conventional. The ownership structure is not. EpsilonPRO clients are also equity partners, allowing them to participate in brokerage profits rather than simply purchase insurance through the brokerage.
EpsilonPRO clients receive an equity interest in the brokerage, giving them the opportunity to participate in annual profit distributions.
Yes. EpsilonPRO clients hold an equity interest in the brokerage. That ownership provides economic participation without requiring clients to manage the brokerage.
Annual profit distributions are prorated based on each client's revenue contribution and EpsilonPRO's overall profitability.
No. EpsilonPRO manages the brokerage. Clients remain focused on running their businesses.
No. EpsilonPRO is a commercial insurance brokerage. Clients receive an equity interest in the brokerage, but EpsilonPRO is not a cooperative, mutual, captive or risk retention group.

Insurance requirements vary by portfolio, asset type and lender requirements. Commercial and habitational programs typically include property and liability coverage along with coverage specific to the assets and operations involved. EpsilonPRO reviews each client's risk profile and advises on the applicable insurance products and program structure.
No. EpsilonPRO operates as a conventional commercial insurance brokerage. Placement, servicing, certificates, claims and renewals are handled just as you would expect. What changes is the ownership structure and the opportunity to participate in brokerage profits.
No. EpsilonPRO serves organizations across the commercial and habitational real estate industry. The economic opportunity varies with the brokerage revenue each client relationship generates, but the EpsilonPRO model is not limited to organizations of a particular size.
Yes. Annual profit distributions are prorated based on each client's revenue contribution and EpsilonPRO's overall profitability. As the revenue generated by your insurance relationship grows, so does your opportunity to participate in the profits you help create.
EpsilonPRO will review your existing insurance program and show you how the EpsilonPRO model can apply to your organization. From there, we can discuss coverage, placement and the economics of becoming an EpsilonPRO client and equity partner.

Every insurance program is different. If you'd like to discuss EpsilonPRO or how the model could apply to your organization, we're happy to talk.